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News

 
Glossary
Q
September 7, 2008
By: Russ Stampler
  

Qualifying Ratio -
The ratio of the borrower's fixed monthly expenses to his gross monthly income. Ratios are expressed as two numbers like 28/36 where 28 would be the Front-End Ratio and 36 would be the Back-End Ratio.
The Front-End Ratio is the percentage of a borrower's gross monthly income (before income taxes) that would cover the cost of...

 
Current Mortgages News
Prevent foreclosure
September 7, 2008
By: Russ Stampler
  

WASHINGTON (AP) _ Rescue legislation sailed through the House Wednesday aimed at helping 400,000 strapped homeowners avoid foreclosure and to prevent troubled mortgage giants Fannie Mae and Freddie Mac from collapsing.

The 272-152 vote reflected a congressional push to send election-year help to struggling borrowers and to reassure jittery...

 
Glossary
P
September 7, 2008
By: Russ Stampler
  

Package Mortgage -
A mortgage that /includes equipment and appliances located on the premises in addition to the real property itself.


Partial Entitlement -
Under VA loans, the amount of guarantee still available to an eligible veteran who has used his previous entitlement.


partial payment -
A payment that is not sufficient...

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