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News

 
Short-Sale
The Short-Sale Process
September 9, 2008
By: Russ Stampler
  

What is a Short-Sale ?

A Short-Sale occurs when you sell your property to a buyer for less than what you owe on your mortgage(s). The lender(s) then agrees to accept a short payoff which is less than what you owe allowing you to walk away with a zero balance and no judgment deficiency on your credit report.
A Short-Sale if processed and...

 
Avoiding Foreclosure
Avoiding Foreclosure
September 8, 2008
By: Russ Stampler
  

The key to stopping foreclosure starts with the timing of the initial response by the borrower. It may seem like a ridiculous thing to even mention, but the most common cause of losing your home results from waiting too long to respond to a foreclosure notice or not reacting at all. Contrary to popular belief, there are dozens of ways to save a...

 
Glossary
Z
September 7, 2008
By: Russ Stampler
  

Zero Percent Financing -
A loan with no interest in the contract. The IRS imputes 10 percent for both borrower and lender.


Zoning -
The right of a community, under its police power, to dictate the use of property within its boundaries.


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